Hello guse aaj hum is post me bat karenge ki life Insurence ke liye apply kaise kare. To aaj aplog yahn janenge ki Khud ka Yah apne pure parivar ka Insurence cover kaise kiya jaye, Suru se leke akhri tak Sabkuch samjhane ke liye kosis karenge aplog ko to bane rahe is post ke madhyam se or bistar se jane koi Word Apka chhut na jai. To batane ke liye shuru karte hain.

Life Insurence:- happynes aur Limra dvaara salana aayojit 2022 beema Bairomeetar adhyayan se pata chalta hai, ki vitteey suraksha sabhee peedhiyon ke liye ek chinta ka vishay hai, lekin ise jeevan beema aur iske moly kee ek majboot samajh ke saath sambodhit kiya ja sakata hai.

Life Insurance

Life insurance provides a way to feel financially

How do I Apply for Life Insurance?

jeevan beema ke liye seedhe aavedan kaise karen. samanyata, charan hain: nirdhaarit karen ki aapko kitne beema kee Aavshyakta ho sakti hai, (is baare mein sochane mein aapakee madad karane ke lie ek upakaran ke roop mein, aap jeevan beema kailakuletar ya neeche die gae dishaanirdeshon ka upayog kar sakate hain)

vibhinn beemaakartaon kee keematon, kavar, samaaveshan aur bahishkaran kee tulana karen

Wi-bhinn beemakriton ke maadhyam se Online uddharan praapt karen, we aapse sampark karenge

beemaakartaon kee ek chhotee soochee banaen aur unake uddharan, aapake shodh aur unake atirikt laabhon ke aadhaar par kisee ek ko chunen (jaise ki lacheelee neetiyaan aur saalaana bhugataan karane par chhoot)

beemaakarta ko vaapas kol karen aur ve aapako seedhe aavedan karane mein madad karenge

svaasthy, jeevan shailee aur any praasangik jaanakaaree ke lie aavedan ke hisse ke roop mein aamataur par ek onalain prashnaavalee hotee hai.

How to apply for Life Insurance through an adviser/ सलाहकार के माध्यम से जीवन बीमा के लिए आवेदन कैसे करें

salaahakaar ke maadhyam se jeevan beema ke lie aavedan kaise karen

ek maanyata praapt salaahakaar ke maadhyam se aavedan karana adhik paaramparik tareeka hai. aavedan mein aksar adhik samay lagata hai, kyonki salaahakaar ko aapakee paristhitiyon aur jokhim prophail ka vishleshan karake kis star ke kavar par kaam karana hota hai. aam taur par, ve aapase vibhinn neetiyon ke baare mein baat karenge aur aap kisake lie kavar kie gae hain aur isase baahar hain.

Aapne super ke madhyam se

aage jeevan beema lene se pahale, jaanch len ki kya aapake paas apane supar ke maadhyam se pahale se hee is prakaar ka beema hai. yah sunishchit karata hai ki aap beema ke lie do baar bhugataan nahin kar rahe hain; lekin doosaree or aapako saavadhaanee se vichaar karane kee aavashyakata hai ki kya pradaan kiya gaya kavar aapakee sthiti aur jarooraton ke lie paryaapt hai.

supar ke maadhyam se jeevan beema nikaalane ka matalab hai ki aap apane supar phand se preemiyam ka bhugataan karate hain, aur preemiyam kar-katautee yogy ho sakate hain. haalaanki kabhee-kabhee, aapako supar phand dipholt kavar diya jaata hai, aur yah aapake lie sabase upayukt vikalp nahin ho sakata hai.

isase pahale ki aap jeevan beema (ya to pratyaksh, salaahakaar, ya supar ke maadhyam se) khareeden, kaanoonan beemaakarta ko aapako ek utpaad prakateekaran vivaran (PDS) pradaan karana chahiye.

Check the PDS for:what’s covered and what’s excluded under the policy

how to complain about claims process or decision/Daavon kee prakriya ya nirnay ke baare mein shikaayat kaise karen

mujhe kya jaanakaaree denee hai?

alag-alag beemaakarta alag-alag aur atirikt jaanakaaree maangenge, lekin saamaany taur par aapase nimnalikhit jaanakaaree maangee jaegee -

aayu aapakee aayu aapake jeevan beema preemiyam aur paatrata tay karane mein sabase mahatvapoorn kaarakon mein se ek hai. aisa isalie hai kyonki jaise-jaise hamaaree umr badhatee hai, vaise-vaise svaasthy sambandhee jokhim bhee badhate jaate hain aur usee ke anusaar preemiyam bhee badhata jaata hai.

beeemaee saamaany taur par, adhik vajan hone se svaasthy par asar pad sakata hai. isalie kaee beemaakarta aapakee ganana mein aapake bodee maas indeks (beeemaee) ko shaamil karana chunate hain.

vyavasaay aapaka pesha aapake kaam mein shaamil jokhimon ke aadhaar par aapake preemiyam ko prabhaavit kar sakata hai. is tarah ke jokhim durghatanaon kee sambhaavana se lekar kursee par baithane tak ke samay tak ho sakate hain.

chikitsa aur paarivaarik itihaas

isamen beemaariyaan, opareshan aur chal rahee sthitiyaan shaamil theen. apane chikitsa itihaas ke saath paaradarshee aur eemaanadaar hona aur aapake dvaara anubhav kee gaee kisee bhee svaasthy samasya ke baare mein salaah dena mahatvapoorn hai. yadi aapane kuchh samay ke lie jeepee nahin dekha hai to aapako jeevan beema ke lie aavedan karane se pahale ek chikitsa kee aavashyakata ho sakatee hai.

apane svayan ke chikitsa itihaas ke alaava, aapako paarivaarik chikitsa itihaas (maata-pita, daada-daadee, pratham shrenee ke rishtedaar) ka vivaran pradaan karane kee aavashyakata ho sakatee hai. udaaharan ke lie, kainsar ka itihaas ya vanshaanugat sthiti (jaise stan kainsar ya koronaree dhamanee kee beemaaree) aapake polisee preemiyam ko prabhaavit kar sakatee hai.

jeevan shailee

beemaakarta jeevan shailee kee aadaton ke baare mein jaanana pasand karate hain jo aapakee jeevan pratyaasha ko prabhaavit kar sakatee hain, udaaharan ke lie, yadi aap sharaab, dhoomrapaan ya veep peete hain, to aap kitana vyaayaam karate hain, aur kya aapake shauk mein jokhim lena shaamil hai. yadi aap niyamit roop se skaidaiving, banjee jamping, sarphing jaisee uchch jokhim vaalee gatividhiyaan karate hain, ya uchch jokhim vaale sthaanon par chhuttiyaan lete hain, to aapaka preemiyam prabhaavit ho sakata hai. aavedan prashnon ko hamesha dhyaan se padhana aur sachchaee aur pooree tarah se uttar dena mahatvapoorn hai. .

How much Life Insurance do I need?

yah pata lagaane mein ki aapko kitne kavar ki Aavashyakta hai, samay lagta hai aur kuchh vichaar kiya jaata hai.

aapko un kaarakon kee ek soochee banaanee chaahiye jinmen shaamil ho sakte hain: kul aay samptti.

Any Fhand jo aapke parivaar ko praapt hote hain jaise sarakaaree bhugtaan, bachat, aur Aapake jeevansaathi ka Vetan (Penshan)

bandhak aur (RN) sahit bakaaya shrn

ghareloo aur jeevan shailee sahit vaarshik kharch

aapake jeevit saathee ko chaildakaiar, skool kee phees, jeevan shailee ke lie kitanee Aavashaykta hogi

In karkon ko dhyaan mein rakhate hue yah tay karane ke lie ek achchha praarambhik bindu ho sakata hai ki aapake rnon, kharchon ko kavar karane aur yadi aap mar jaate hain to priyajanon ke lie dhan pradaan karane ke lie kitana jeevan beema kavar paryaapt hoga. aap ek saamaany anumaan pradaan karane ke lie jeevan beema kailakuletar ka bhee upayog kar sakate hain taaki aapako yah vichaar karane mein sahaayata mil sake ki aapako kitane kavar kee aavashyakata hai ya kisee beema salaahakaar se baat karen.

How do Life Insurance premiums work?

yahaan 2 saamaany preemiyam prakaar diye gaye hain:

Steps premium har saal aapki umar aur jokhim profaile ke Aadhaar par update aur badhate hain. iska matlab hai ki aapke beema ki laagat samay ke saath badhati jaati hai.

noblok life insurance chai utpaad keval stepd preemiyam pradaan karate hain.

aapkee umar ke anusaar leval preemiyam nahin badhata hai. laagat Aapki umar par nirbhar karti hai jab Aapne policy kharidi thi. preemiyam mudraaspheeti ya beemakarta ki daron mein badalaav ke liye samayojit hota hai.

preemiyam loding se bhee avagat rahen - aapake aavedan (andararaiting) ke moolyaankan ke dauraan, beemaakarta ho sakata hai.

Apko yahn Bhi padhna cahiye👇

apane svaasthy ke star, paarivaarik chikitsa itihaas ya jeevan shailee ke kaaran preemiyam loding (maanak preefmiyam dar ke oopar ek pratishat) laagoo karen..